Home›Insurance Guides›Business & Commercial›Subcontractors Arkansas Business Insurance Guide What If My Subcontractor Has No Workers’ Comp in Arkansas? Most contractors assume it is the subcontractor’s problem. Arkansas answers that in a single sentence, and the answer is that it becomes…
Home›Insurance Guides›Business & Commercial›General vs Professional Liability Arkansas Business Insurance Guide General Liability vs Professional Liability: Which Do I Need? One answers for what your hands and equipment do. The other answers for what your judgment does. The difference that…
Home›Insurance Guides›Business & Commercial›Business Use of a Personal Auto Arkansas Business Insurance Guide Does My Personal Auto Policy Cover Driving for Work? Commuting, generally yes. Carrying people or property for a charge, generally no — and on that one Arkansas…
Home›Insurance Guides›Business & Commercial›Certificates of Insurance Arkansas Business Insurance Guide Certificate of Insurance: What the GC Is Actually Asking For The certificate proves; it does not cover. What the contract wants underneath it are endorsements — and in Arkansas one…
Home›Insurance Guides›Business & Commercial›Arkansas Workers’ Comp Requirements Arkansas Business Insurance Guide Does My Arkansas Business Need Workers’ Comp? Three employees is the general rule and it is written into the statute — along with two other thresholds that catch construction…
Home›Insurance Guides›Business & Commercial›Home-Based Business Arkansas Business Insurance Guide Does Homeowners Insurance Cover My Home-Based Business? Almost certainly not the way you need it to. And in Northwest Arkansas — full of consultants, vendors and trades working out of a…