Farmers Union Auto Insurance in Arkansas
Your kind of garage.
Your household may drive more than cars. Cribb Insurance Group’s Farmers Union vehicle program can bring eligible cars, motorcycles, travel trailers, motorhomes and UTVs into one policy conversation, with a local review of the coverage selected for each.
What would you like to bring together?
A household vehicle review with less fragmentation.
Consolidation can make review easier
The distinctive feature in Cribb’s Farmers Union program is the ability to consider different eligible vehicle categories on one auto policy. That can make it easier to review the vehicle list, drivers and selected coverage together. It does not eliminate the need to examine the insurance for each vehicle.
Local guidance keeps the details visible
A motorcycle, a travel trailer and a commuter car do different jobs. Our Bentonville team helps you describe the household, understand the proposed selections and compare available choices. One policy can be convenient while still requiring careful decisions about limits, deductibles and optional protection.
Five categories, with different questions.
Cars and trucks
Start with the household drivers, vehicles, normal use and desired limits. Tell us about commuting, business use or delivery work rather than assuming a personal auto policy fits every trip. A useful quote identifies who is insured, what is insured and the coverages selected for each vehicle.
Motorcycles
A motorcycle belongs in its own coverage discussion even when it can share a policy with other vehicles. Review liability, physical damage, equipment and any passenger-related questions against the actual proposal. Describe modifications, storage and how the motorcycle is used.
Travel trailers
A towable trailer has different needs from the vehicle pulling it. Ask how damage to the trailer, items kept inside and liability while it is parked are addressed. Do not assume the towing vehicle’s insurance automatically supplies every protection the trailer needs.
Motorhomes
A motorhome is both a vehicle and a place you may use while traveling. Tell us about the type, value, travel pattern, storage and whether it is used as a residence. Review physical damage, liability and any proposed RV-specific options separately from the coverages on your everyday car.
UTVs
Side-by-sides deserve a deliberate insurance review. Describe where the UTV is used, who drives it, its equipment and how it is transported or stored. Confirm which activities and losses the actual policy covers; a household’s auto coverage should not be assumed to extend to an unlisted off-road vehicle.
Start with what each protection does.
Farmers Union’s official auto materials describe liability, medical, comprehensive and collision protection. Cribb’s agency program information also identifies uninsured and underinsured motorist coverage for review. The actual quote establishes the available selections and how they apply to the vehicles being insured.
Liability
Liability coverage addresses covered responsibility for bodily injury or property damage to others. The selected limits and policy conditions matter. Review the limits alongside the household’s exposures and the vehicles being insured rather than treating the lowest available limit as the whole insurance decision.
Collision and comprehensive
Collision generally addresses covered damage from a collision or overturn. Comprehensive addresses specified noncollision losses, such as theft or certain weather damage. Each coverage has its own terms and deductible. Ask which vehicles carry each coverage and how the proposed settlement terms apply.
Uninsured and underinsured motorist
These protections address qualifying losses involving drivers with no insurance or insufficient insurance, subject to the selected coverage and policy terms. Review the limits and the applicable state options. Do not assume they are identical to your liability limits or automatically included on every listed vehicle.
Medical payments and injury benefits
Ask which medical payments or other applicable injury benefits are offered and selected on your quote. They serve a different role from liability coverage. The insured people, qualifying accident, limits and any exclusions must be checked in the actual policy.
One policy still needs a vehicle-by-vehicle check.
The policy schedule is the place to connect the vehicle list with the selected coverage. Compare it with the way you drive, store and use the vehicles, then ask what a covered loss would look like under the proposed terms.
| Policy detail | Question for the review |
|---|---|
| Coverage by vehicle | Which liability and physical-damage coverages appear beside each listed vehicle? Are optional benefits separately selected? |
| Limits and deductibles | Which limits apply to a particular loss, and which dollar or other deductible applies? A single policy is not a promise of identical selections on every vehicle. |
| Vehicle value and settlement | How will a covered total loss be valued? What terms apply to modifications, custom equipment and items carried inside a recreational vehicle? |
| Use and storage | Are the drivers, locations, vehicle uses and storage arrangements accurate? Tell us before the use changes or you add another vehicle. |
| Total cost and available credits | Compare the complete offer, including all listed vehicles, fees if applicable and payment terms. Confirm any discounts on the actual quote. |
Full coverage is an informal phrase, not a policy term or a promise to cover every loss. Ask for the actual liability limits, uninsured and underinsured motorist selections, comprehensive and collision deductibles, and any vehicle-specific options on the quote.
Cribb’s published auto planning range.
Cribb’s pricing records describe this range for auto policies called full coverage across its carrier market. The supporting agency record identifies 2,500 full-coverage auto policies written over the 18 months ending September 2026.
A Farmers Union quote for your actual vehicle combination is priced separately. This range is not a Farmers Union-specific average or a price for all five vehicle categories together.
Planning figures are not quotes or guarantees of premium, coverage or eligibility. The insurer sets the actual price after underwriting. Full coverage is an informal description; the selected policy coverages and conditions control.What affects your offer?
The drivers, vehicles, location, usage, loss information, limits and deductibles can affect the quote. A motorhome and a UTV add different questions from the everyday car. Give us the complete vehicle list so we can compare a meaningful total.
How should you compare the cost?
Look at each vehicle’s coverage and the complete policy cost, including applicable payment terms. Ask which credits are available for the actual program and state. Convenience or consolidation does not establish a guaranteed discount.
Farmers Union is a separate insurance name.
This page concerns Cribb’s Farmers Union auto program, not Farmers Insurance Group. Cribb’s program information identifies National Farmers Union Property and Casualty Company in the National General group. National General’s official company list includes that insurer, and National General is an Allstate company.
The issuing company on your actual proposal and policy is the company to review. Cribb remains your independent agency. A familiar logo does not replace checking the coverage form, vehicle schedule and claim-reporting information.
Home and umbrella are separate conversations.
Vehicle consolidation has a defined scope
Cribb’s Farmers Union offering here is the vehicle program. Homeowners, renters and personal umbrella are outside this offering. We can review eligible choices through other agency markets instead of assuming a national website’s home or farm package is available through this particular program.
Coordinate the related policies
When comparing household insurance, look at how your auto liability and any separate umbrella proposal fit together. Tell us about rental properties, business use or other exposures so we can discuss an appropriate available market. The goal is a coordinated plan with clear policy boundaries.
A practical review for the way you get around.
A Bentonville commuter with a motorcycle, a Rogers household with a travel trailer and a Bella Vista owner with a UTV may each benefit from a different set of coverage questions. These are hypothetical examples, not customer placements or promises that a particular vehicle will qualify.
Bring the current policies, vehicle identification details, driver information and any loan or lease requirements. Tell us where the recreational vehicles are stored and how they are used. We can help review the proposed combination and discuss other available options when a vehicle or use needs a different approach.
Make the terminology easier.
Ask Cribby a general coverage question, then speak with our team about the policy for your household.
Ask CribbyFarmers Union Auto questions.
Can Cribb help me explore Farmers Union Auto?
Yes. Cribb Insurance Group helps Northwest Arkansas households review the Farmers Union vehicle program. We start with your drivers, vehicle types and use, then confirm which combination and coverages are available. Acceptance and coverage terms depend on the actual application and underwriting.
Can I compare this with other insurance options?
Yes, where multiple eligible choices are available. We can compare the complete vehicle schedule, limits, deductibles, optional coverages and total cost. The administrative benefit of one policy should be considered alongside the protection and price of the alternatives.
What vehicles can be considered on one policy?
Cribb’s Farmers Union program information identifies cars and trucks, motorcycles, travel trailers, motorhomes and UTVs. These are five vehicle categories, not a promise that every vehicle qualifies or that you must own exactly five vehicles. We confirm the eligible combination for your household.
Is this the same as Farmers Insurance?
No. The Farmers Union program discussed here is separate from the nationally branded Farmers Insurance Group. Cribb’s program information identifies National Farmers Union Property and Casualty Company in the National General group. Check the actual issuing company on your proposal and policy.
Who is behind the Farmers Union program?
National General’s official company list includes National Farmers Union Property and Casualty Company, which Cribb’s program information identifies as the insurer for this offering. National General is an Allstate company. The company named on your actual policy carries the insured risk; Cribb is your independent agency.
Can home, renters or umbrella coverage be included here?
Those products are outside Cribb’s Farmers Union vehicle offering described on this page. We can review available home, renters and personal umbrella options through other agency markets. A broader national website or a similar brand name does not establish availability through this particular program.
Does one policy mean every vehicle has the same coverage?
No. Review the vehicle schedule and coverage selections. A car, motorcycle, trailer, motorhome and UTV can have different insurance needs. Ask which coverages, limits, deductibles and optional features apply to each vehicle on the actual proposal.
Does adding another vehicle multiply the liability limit?
Do not assume that it does. The policy’s limits and applicable state rules determine how coverage responds to a loss. We review the actual declarations and policy wording rather than treating the number of listed vehicles as extra limits available for every claim.
Are discounts available for combining vehicles?
Ask us to check the current quote for eligible multi-vehicle or other available credits and payment options. Carrier websites may describe discounts for other states or programs. Any actual savings depend on the eligible offer; combining vehicles does not guarantee a lower total premium.
What does the $79–$105 monthly figure represent?
It is Cribb’s agency-wide planning range for auto policies described in its pricing records as full coverage, across the Cribb carrier market. The supporting agency record identifies 2,500 full-coverage auto policies over the 18 months ending September 2026. It is not a Farmers Union-specific rate or a price for combining all five vehicle categories. Your actual vehicle mix requires a quote.
Insurance answers you can understand. From a local agency you can know.
We believe good insurance decisions start with clear information. Our Northwest Arkansas insurance guides explain coverage, pricing considerations and policy differences in everyday language, so you can shop with greater confidence.
Add Cribb as a Preferred SourceAdd Cribb as a preferred source in Google Search, where available. This is your preference, not a Google endorsement.Ask a question or request a correctionMore detail for the vehicles you own.
These are general Cribb guides across available insurance markets, rather than Farmers Union product subpages.
Auto insurance · Motorcycle insurance · RV insuranceFarmers Union auto overview · Farmers Union company background · National General company group and availability · National General · Motorcycle and UTV product context
National websites describe broader products and markets. Cribb’s agency program information and the actual quote establish the offering discussed here; national features are not automatically included in this policy.
Bring the vehicle list.
Let’s compare the plan.
Tell our Northwest Arkansas team what you drive and what you want to bring together. We can help you review the eligible combination, the policy details and the next steps.
Cribb Insurance Group Inc is an independent insurance agency, not an insurance company. Your insurance company issues the policy and pays covered claims. Coverage cannot be bound, changed or cancelled through this website, email, social media or voicemail, and is not in force until Cribb Insurance Group Inc or the insurance company confirms it in writing. Coverage, eligibility, discounts and prices vary by insurance company, policy and individual situation. Cribb Insurance Group Inc, 1601 SW Regional Airport Blvd, Bentonville, AR 72713, (479) 286-1066. Jason Cribb, National Producer Number (NPN) 1662394.