Three carriers, one name: how Foremost works in Arkansas.

One name, three different carriers underneath.

Most carriers are one company with one appetite. Foremost isn't. Over 70 years it grew — and then in 2021 it absorbed the entire MetLife Auto & Home book — into three distinct product families, each with its own appetite and its own strengths. We're appointed on all three in Arkansas, which is the point: an older double-wide, a log cabin, a rental duplex, and a brand-new home in Centerton can each land on a different one of these three, and sorting out which is the whole job.

Coverage for what standard carriers won't touch.

Plenty of carriers write the easy home and the newer car. Foremost was built for the rest — and that's its honest differentiator. If you've ever been told your property "doesn't fit," Foremost is often the market that does.

The Foremost lines we write in Arkansas.

Drawn from across the three families — Choice, Signature, and Foremost360. Which family a given policy lands on depends on your specific risk, and that's the part we sort out for you.

The lines, in detail.

Each of these gets its own page, with the Arkansas specifics and the parts the brochure leaves out — including which of the three families tends to fit. They're publishing one at a time; links go live as each page does.

Homes & dwellings

Recreational, auto & personal

A (Excellent) — and which company that describes.

Specialty risk sets the number.

We won't post a monthly figure on a Foremost hub, and that's the honest answer rather than a dodge. Foremost is a specialty book — a 1998 double-wide on rented land, a log home on ten acres, a short-term rental, a bass boat, and a nonstandard auto price on completely different logic. A single "starting at" number would be misleading for most of them. This isn't a quote or a guarantee.

What reliably helps: putting the risk on the right Foremost family, then bundling — either inside a Signature package (Combo or Grand Protect) or by mixing and matching across the three families, since Choice's preferred home can still bundle with the rest. And set your coverage — replacement cost versus actual cash value on a mobile home, agreed value on a toy — on purpose. Send your current declarations page and we'll build the real number with you and quote it against 40+ other carriers.

Foremost in Arkansas: common questions.

Foremost is one of 40+ carriers we represent.

Which means we can tell you honestly whether Foremost — and which of its three families — is the right home for your account, or whether one of our other markets fits better. Send the declarations pages for whatever you're carrying, from a mobile home to a boat, and we'll read them back to you in plain English, deductibles included. If what you have is already right, we'll tell you that too.

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Cribb Insurance Group Inc. is an independent insurance agency licensed in Arkansas. We are not Foremost, and this page is not endorsed, sponsored, reviewed, or approved by Foremost. "Foremost," "Foremost Choice," "Foremost Signature," "Foremost360," "Grand Protect," "Bristol West," and "Farmers" are service marks or trademarks of Foremost Insurance Group, the Farmers Insurance Group of Companies, and their affiliates, used here nominatively to identify products we are appointed to place. Foremost is part of the Farmers Insurance Group of Companies; Foremost Signature is the property-casualty business formerly known as MetLife Auto & Home, acquired by Farmers in 2021. Foremost's Arkansas policies are issued by Foremost- and Farmers-affiliated underwriting companies; certain nonstandard auto coverage is underwritten and serviced through Bristol West.

This page describes coverage in general terms for informational purposes only. It is not a policy, not an offer of insurance, and not a guarantee of coverage, availability, eligibility, or price. Coverage, program availability, product families, package options, discounts, and eligibility vary by product, by state, by policy, and over time, are set by the carrier, and are subject to underwriting approval and to the terms, conditions, limits, and exclusions of the policy actually issued. Eligibility for any risk — including manufactured, mobile, seasonal, vacant, unusual-construction, landlord, and recreational risks — is determined by the carrier on the facts of your property or vehicle; this page makes no representation that any particular property, vehicle, or situation qualifies. If anything on this page conflicts with the issued policy, the policy controls.

Financial strength ratings are opinions of an insurer's ability to meet its ongoing insurance obligations, are subject to change, and are not recommendations to purchase, hold or terminate any policy, nor do they address an insurer's claims-handling practices; current ratings are at ambest.com. The A (Excellent) rating referenced was affirmed by AM Best on August 1, 2025 for the members of the Farmers Insurance Group of Companies, which include the Foremost underwriting companies. No cost figures are represented or guaranteed on this page; any premium is determined by the carrier at quote based on your specific risk.

Last reviewed July 2026.