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Cribb Insurance Group · Northwest Arkansas

Foremost Insurance in Arkansas

Foremost isn't one uniform insurance program. Through Cribb, explore Foremost Choice, Foremost Signature, and Foremost360—from manufactured homes and unusual properties to household and recreational coverage.

Start Personal Lines Quote ↗Explore the 3 families ↓
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Specialty properties. Everyday households. One local agency.Compare current coverage ↗
The important distinction

Three Foremost product families, explained.

These are distinct product families—not three interchangeable policy forms. Cribb's prior agency-approved content identifies access to all three in Arkansas; actual placement depends on the risk and current underwriting.

01 · The specialty book

Foremost Choice

Foremost's original specialty-focused family.

  • Manufactured and mobile homes
  • Unusual-construction and some standard homes
  • Landlord, rental and vacant dwellings
  • Motorcycle, ATV, RV and watercraft
02 · Formerly MetLife

Foremost Signature

The former MetLife Auto & Home book, with monoline and package choices.

  • Auto, home and landlord
  • Motorcycle, boat, ATV and classic car
  • Personal umbrella
  • Combo and Grand Protect package names referenced in the agency source
03 · Combined platform

Foremost360

A more recently combined Foremost/MetLife platform.

  • Personal auto
  • Homeowners
  • Landlord
  • Personal umbrella
Why this matters: Two people may both have "Foremost" but have different underwriting companies, program forms, and available coverage. We'll identify the company and policy terms when quoting—not assume they are identical.
The carrier hub

Explore Foremost coverage.

These are the coverage areas documented in Cribb's existing Foremost page. The source describes its dedicated product-detail pages as coming soon, so the items below are intentionally not links until their publication is confirmed.

Homes & dwellings

01Manufactured & mobile homesSingle-wide, double-wide, and other manufactured housing; settlement choices vary.
02Specialty & standard homeownersIncluding discussion of log, dome, earth-sheltered, modular, metal, and tiny-home construction.
03Landlord, rental & vacantLong-term and short-term rentals, unoccupied and vacant dwellings; occupancy matters.

Recreation & outdoor

04MotorcyclesSpecialty motorcycle policies and rider-specific coverage questions.
05Boats & watercraftWatercraft and trailer considerations.
06Motorhomes, RVs & travel trailersDifferent needs for part-time use and full-time living.
07ATVs & off-road vehiclesUse, storage, equipment and liability details matter.

Auto & personal

08Personal autoForemost Signature, Foremost360 and, where applicable, separate affiliated programs.
09Classic & collector carsCollector-use and valuation issues.
10Personal umbrellaAdditional liability protection subject to program terms.
Current page-specific child links will be enabled only after each corresponding Foremost product page is published and verified. For now, request a personal quote ↗ to discuss any of these areas.
Where Foremost differs

Not every home—or toy—fits a standard policy.

Match the risk.
Read the policy.

Manufactured and unusual-construction homes

The agency's existing Foremost material highlights mobile and manufactured homes as well as log, dome, earth-sheltered, modular, metal and tiny-home construction. Replacement-cost versus actual-cash-value settlement is especially important to review.

Rental and vacant properties

Long-term rental, short-term rental, seasonal and vacant situations create occupancy questions that a standard owner-occupied homeowners policy may not address.

Motorcycles, boats and recreational vehicles

Purpose-built policies may handle accessories, special equipment, agreed-value choices, campsite exposure and use restrictions differently. Confirm endorsements and exclusions for your specific vehicle.

Packages aren't one-size-fits-all

The existing source names Foremost Signature Combo and Grand Protect packages and the ability to explore different Foremost families. Availability and benefits depend on the current program and issued policy.

About Foremost

Know the company behind the policy.

Foremost's roots trace to 1952 and mobile-home insurance. The Foremost name includes the older specialty business and programs associated with the former MetLife Auto & Home book, acquired by Farmers in 2021. The agency's prior content also notes that certain nonstandard auto policies can be underwritten and serviced through Bristol West.

A

AM Best · Excellent. The supplied agency source cites an August 1, 2025 affirmation for members of Farmers Insurance Group of Companies, including Foremost affiliates. That is a financial-strength assessment, not a prediction of claims service. Reconfirm current rating and exact issuing company before publication.

What it costs

There is no meaningful single starting premium for a double-wide, a log cabin, a seasonal rental, a motorcycle and a bass boat. We look at the actual risk, chosen settlement terms and deductibles, then obtain a quote.

Questions answered

Foremost FAQs

Is Foremost really three separate insurers?

Foremost is one brand used across different affiliated underwriting companies and three product families described here: Choice, Signature and Foremost360. The insurance company shown on the issued policy matters.

Can Cribb write all three Foremost families?

Cribb's existing agency-supplied Foremost page states that the agency has access to Choice, Signature and Foremost360 in Arkansas. Availability for an individual applicant still depends on current company appointments and underwriting.

Does Foremost only insure mobile homes?

No. The agency's existing source lists manufactured and mobile homes, other dwellings, rentals, autos, motorcycles, boats, RVs, ATVs, collector cars and personal umbrella across the three families. These are not all offered under every family.

Can a rental or vacant property be considered?

Foremost's specialty business includes landlord and some vacant-property situations. Appropriate coverage depends on occupancy, use, construction, eligibility and policy terms.

What are Foremost Signature Combo and Grand Protect?

The supplied agency source identifies them as package programs that can combine eligible insurance lines. The current program wording and benefits should be confirmed for any quote.

Is Foremost's A rating about claims handling?

No. An AM Best financial strength rating speaks to a rated insurer's ability to meet financial obligations. It does not guarantee claim outcomes or service experience.

How do I get a quote?

Start a personal lines quote or call (479) 286-1066. A current declarations page can help the agency review what you already have.

Cribby the chameleon headshot

Have an unusual property? Ask Cribby.

Use Cribby's insurance tools ↗ to understand coverage terms, or call our Bentonville team at (479) 286-1066.

Next step

Find the Foremost fit for your risk.

We'll review your property or vehicles, the current programs, and coverage terms. Foremost is one of the markets we can consider; no program or premium is guaranteed.

Start Personal Lines Quote ↗Compare My Coverage ↗
Cribb Insurance Group is an independent insurance agency, not Foremost. Product availability and terms vary by insurer, policy and underwriting. Program descriptions are general and do not replace issued policy terms. Last source review: agency Foremost material dated July 2026.