Home›Insurance Guides›Claims & Policy Basics›Agents and Brokers Arkansas Insurance Guide Independent Agent, Captive Agent, or Broker in Arkansas? The difference is not style, effort or attitude. It is a rule in Arkansas law called appointment, and it decides what any…
Home›Insurance Guides›Claims & Policy Basics›Students Away at School Arkansas Insurance Buying Guide Is My College Student Covered on My Insurance? Usually, with conditions that change the day they move out. Where they live decides most of it, whether the car…
Home›Insurance Guides›Claims & Policy Basics›Total Loss Settlements Arkansas Auto Insurance Guide My Car Was Totaled in Arkansas. Is the Insurance Offer Too Low? Before arguing about what the vehicle was worth, check what Arkansas requires to be in the payment.…
Home›Insurance Guides›Claims & Policy Basics›New Residents Arkansas Insurance Buying Guide Moving to Arkansas? Your Insurance Checklist for New Residents Two deadlines, and they are not the same length — which is where most relocation guides go wrong. Plus the step…
Home›Insurance Guides›Claims & Policy Basics›Personal Umbrella Insurance Arkansas Insurance Buying Guide Is Personal Umbrella Insurance Right for You? It raises what your policies will pay on your behalf. It does not raise what you can collect when somebody else causes…
Home›Insurance Guides›Claims & Policy Basics›Coverage vs. Price Arkansas Insurance Buying Guide Coverage vs. Price: Why the Cheapest Auto & Home Policy Can Cost You More A cheap quote and a cheap policy are not the same thing. The premium is…
Home›Insurance Guides›Claims & Policy Basics›What It Costs Northwest Arkansas Insurance Cost Guide What Do Auto and Home Insurance Actually Cost in Northwest Arkansas? Real ranges from our own carrier market rather than national averages — with the difference between a…
Home›Insurance Guides›Claims & Policy Basics›Credit-Based Insurance Scoring Arkansas Insurance Buying Guide Insurance Scoring in Arkansas: How Credit-Based Scores Actually Work Your agent says the rate is credit-based, but an insurance score is not your credit score and it is not…
Home›Insurance Guides›Claims & Policy Basics›How Often to Shop Arkansas Insurance Buying Guide How Often Should You Shop Your Insurance in Arkansas? About every three years, plus any time the household changes or a renewal moves for no reason you can…
Home›Insurance Guides›Claims & Policy Basics›Arkansas Insurance Discounts Arkansas Insurance Buying Guide What Insurance Discounts Can I Get in Arkansas? Two of them Arkansas law requires your insurer to give you. Most of the rest are filed rating factors you have…