Life Insurance | Cribb Insurance Group | Bentonville, AR

LIFE 

   INSURANCE

LET US HELP YOU MAKE SURE YOUR LOVED ONES ARE PROTECTED

Life Insurance

 

PROVIDING FAMILIES WITH THE PROTECTION THEIR FAMILIES DESERVE 

Everyone deserves a secure financial future—and that's why life insurance is so important. Whether you're just starting out or you're getting ready to retire, Cribb Insurance Group can help make sure your loved ones are protected.

WHERE ARE YOU IN LIFE?

A lot can happen throughout your life—and as your life changes, so do your life insurance needs.

Starting your career

You probably dream big. And since you're just starting out as an adult, now's the perfect time to protect the life you have ahead of you—at the best rate possible.

Life insurance can help you:

  • Establish yourself financially

  • Maintain coverage and lower rates even if you change jobs or lose employer coverage

  • Protect co-signers or family from student debt should anything happen to you

  • Ensure the people you love most are protected

Raising children on your own

Without a doubt, your first priority in life is taking care of your children. It's never a bad time to start thinking about their future.

Life insurance can help you:

  • Provide financial stability to help protect the life you envision for your children

  • Cover educational costs and even college

  • Better prepare those who will be counted on to help raise your children should the unthinkable happen

  • Set the foundation for your financial plan and future protection

Growing your family

You're may be experiencing some of the biggest and best moments of your life. From expecting a new baby to buying your first house or even starting a new career, at this stage, you have a lot to protect.

Life insurance can help you:

  • Provide income to handle expenses if something happens to you

  • Help make sure your family can stay in your home

  • Cover college expenses or pay off education debts

  • Leave money for your family – free from federal income tax

Nearing retirement

Whether you're soon to be an empty-nester or are already retired, it's about time to confidently take that next step in life.

Life insurance can help you:

  • Protect co-signers, children or grandchildren from debt should anything happen to you

  • Make sure your future is financially protected

  • Cover unexpected long-term care, or final expenses

  • Leave an inheritance behind

Types of Life Insurance policies

Sample Rates: $17.42/mo for $250,000 of coverage for a 20 year term

(rate based on 30 year old male in great health)

Term Life Insurance

 

AFFORDABLE COVERAGE CATERED TO YOU

Term life insurance is often the lowest priced coverage option, but it is temporary. It designed to replace your income if you pass away during earning years. Your family can use the death benefit to help pay for expenses like housing, childcare and groceries. With Term coverage, you'll have:

 

  • A TAX-FREE DEATH BENEFIT

    Provides your family stability at the very time they will need it most.

  • FLEXIBLE POLICY LENGTHS

    Typical term insurance is only available in 10-year increments. With Cribb Insurance, our carriers will offer you any term length between 10 and 50 years. 

  • AFFORDABLE RATES & PAYMENTS

    Plans start as little as $8.92 per month for 20 years at $250,000. (based on an 18 year old female in great health)

  • FLEXIBILITY TO CONVERT TO PERMANENT INSURANCE

    Switch to longer term protection in the future.

  • EASY TO UNDERSTAND OPTIONS

    Our carriers offer several coverage options to help make life insurance easy, including life insurance that pays out like a monthly paycheck.

Term Life

$171.03/mo for $250,000 Whole Life Coverage until age 120.

(rate based on 30 year old male in great health)

Whole Life Insurance

 

LASTING COVERAGE FOR THOSE YOU LOVE

Whole life policies guarantee that the amount of life insurance coverage you buy at the start of the policy remains the same throughout your lifetime. The cost is fixed, based on your age when you buy it. And the money paid to your family when you die is generally income tax free.

  • DEATH BENEFIT PROTECTION

    As long as you make the required payments, you can rest assured that your beneficiaries will receive the death benefit if you pass away. Plans start as low as $46/mo for $100,000 of coverage. (based on an 18 year old female in great health.)

  • GUARANTEED CASH VALUE

    This policy's savings component allows your earnings to increase regardless of market conditions.

  • THE POTENTIAL TO EARN EXCESS CREDITS

    These earnings can be received in cash, accumulated at interest, used to buy additional life insurance or to help reduce premium payments or pay outstanding loans.

 

Whole Life

$134.36/mo for $250,000 in guaranteed Universal life coverage for your entire life.

(rate based on 30 year old male in great health)

Universal Life Insurance

 

A FLEXIBLE POLICY FOR YOUR FAMILY'S FUTURE

If you want lifelong coverage, but with flexibility down the road, universal life insurance may be a good option. It's life insurance designed to provide protection for the rest of your life while offering flexible payments and building cash value. This type of permanent life insurance also offers:

  • DEATH BENEFIT PROTECTION

    As long as you pay the guaranteed premium, your protection never ends. Plans start as low as $34.56/mo for $100,000 of coverage.(rate based on an 18 year old female with great health.)

  • EXPANDED CASH VALUE OPTIONS

    Cash value can be linked to the broad performance of stock market index funds, but with limits on how much you can gain or lose. Or, you can choose a guaranteed annual return option. It even offers flexibility to have a combination of both.

  • BUILT-IN FLEXIBILITY

    You can increase or decrease your death benefit, as well as adjust your premium payments to meet your changing financial needs.

Universal Life

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