Auto insurance coverages we offer
Accidents, glass damage, lawsuits, hail, and more—we have affordable coverage options with multiple companies to protect against just about anything. Get a free car insurance quote and you can customize your coverages online.
Keep in mind, coverage offerings can vary by state.
Pays for injuries and property damages you cause to others while driving. You’re also covered for court/attorney costs.
Example: You rear-end another car, causing damage to the vehicle and injuring the driver. Your carrier will pay for, up to your policy’s limits, the other driver's car repairs and injuries, plus costs from any potential lawsuit. There’s no deductible for liability.
Comprehensive and collision
Comprehensive pays to repair or replace your car if it’s damaged from an incident out of your control: theft, vandalism, hitting an animal, fire, acts of nature, and glass damage. Collision covers damages to your vehicle if you’re in an accident, regardless of fault.
Example (Comprehensive): Your car is totaled due to hitting a deer. If you have comprehensive, we'll pay you the value of your car, minus your deductible.
Example (Collision): You back out of a parking space, hit light pole in the parking lot, and cause $3,000 worth of damage to your vehicle. With collision, we’ll pay to repair your vehicle, minus your deductible.
If you’re hit by a driver with no insurance or not enough insurance, uninsured/underinsured motorist (UI/UIM) bodily injury and property damage coverage can pay for your injuries and damages, up to your policy’s limits.
Example: An uninsured driver runs a stop sign and hits your vehicle. If they can’t cover the damages to your vehicle, your uninsured motorist property damage can pay for the repairs.
Pays for medical costs if you, your family members, or your passengers are injured in an accident, regardless of fault.
Example: Your 17-year-old neighbor drives your child to school, and they're in an accident. Your child is injured and has a $1,000 medical bill. Medical payments will cover the bill, up to the limits of your policy. No deductible applies.
Rental car reimbursement
Pays for your rental car fees while your vehicle is being repaired from a covered loss.
Example: Your car is damaged in an accident, and repairs will take a week, so you need a rental. If you have rental car reimbursement, we'll pay for your rental car fees (up to your policy’s limits).